Equine Insurance
Protect your horse with coverage designed specifically for the unique risks of horse ownership. PDM’s Equine Insurance policies provide financial protection if your horse is injured, becomes ill, or causes damage to property or others. Whether your horse is a beloved companion, show partner, or valuable breeding animal, we help ensure you’re protected from unexpected expenses and liability.
Coverage Options May Include:
Mortality protection (full or limited)
Theft
Transit coverage
Liability for injuries or damage caused by your horse
Specialized options for show, performance, or breeding horses
Our team works with trusted carriers to match you with the right policy for your horse’s age, use, and value.
Equine Major Medical Insurance
Equine Major Medical Insurance helps cover veterinary expenses when your horse faces an unexpected illness, injury, or medical emergency. These policies work similarly to health insurance for humans—giving you peace of mind that you can provide the best care possible without overwhelming costs.
Commonly Covered Expenses:
- Diagnostic testing
- X-rays, ultrasounds, lab work
- Surgery (including aftercare)
- Medications and hospitalization
- Emergency treatments
Major Medical coverage is typically added to an equine mortality policy and provides essential financial support during unforeseen medical events. With PDM, we help you tailor coverage to your horse’s needs so you’re prepared when it matters most.
Our Dedicated Equine Mortality & Major Medical Team
Jen Coons
