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“New Year’s” - time for your Insurance Check up

It’s that time of year again…. Where everyone is making their resolutions and plans. One thing you should schedule is an insurance review. Most policyholders do not get the proper review they deserve and paid for. Here at PDM Insurance Agency, we strive to follow up with our customers at least once a year and ‘insure’ you have the proper coverage.


One of the biggest benefits with being ‘insured’ with an Independent Agent (IA), is the variety we offer. One thing we always hear is, “my premium keeps going up and up and up!” This may be true in some cases, but we can offer you many different options. Something you won’t receive from an exclusive agent.


Here’s how the process works:

1. Set an appointment with your agent

2. Have them review your coverages for you. This insures you have the proper coverage.

3. The agent will check with your current carrier to see if there are any discounts that could be applied. If this doesn’t lower the premium, the agent will ‘shop’ your insurance for you. Once he or she finds the lowest premium, with the best coverage they will contact you to allow you to make the final decision.


See! It’s really that easy! Make your Agent earn their money. If your current Agent isn’t providing you with this service, FIRE THEM and contact me! We hear this all the time, “once I handed him or her my check, I never heard from them again”. This shouldn’t be happening and we at PDM Insurance Agency will NOT allow this to happen. If you feel you aren’t receiving the service you deserve, contact us. We at PDM are ‘service first’ agents.


Happy New Year from all of us at PDM Insurance Agency!


Shane Kunkleman,

Farm/Commercial Agent

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